Rentakia · Equity y Bonos Hipotecarios
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The process

How to invest and exit, step by step.

From signing up to getting your money back. We explain both sides of the process: how you invest and how you exit, without unnecessary jargon.

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  1. 1

    Sign up and verify

    You create your account and we verify your identity and source of funds (KYC for individuals, KYB for companies). This is the legal requirement to operate.

  2. 2

    Suitability test

    You answer a short suitability test. It confirms that you understand how the product works and its risks, so we can ensure it fits your profile.

  3. 3

    Choose project and amount

    You choose the opportunity and how much to invest, from EUR 1,000. The amount determines your bond class: participating or mortgage-backed.

  4. 4

    Subscribe your participating loan

    Your investment enters as a participating loan to Rentakia, reflected in your wallet with a Position Token (a technical, non-transferable entry). You pay by bank transfer in EUR or stablecoin (EURC or USDC).

  5. 5

    The project is funded

    When the soft cap or hard cap is reached, Rentakia injects the funds into the asset SPV to purchase the property.

  6. 6

    Conversion milestone: your bond and Security Token

    When the SPV buys the property and registers the security, your loan automatically becomes your bond. The Position Token is replaced by a Security Token, registered in the ERIR and supervised by the CNMV: it is now transferable.

Investor checking the platform on her phone
Backed and recorded

Every step is registered.

Your investor right is not a promise: it is registered in public registries and with the ERIR (URSUS CAPITAL AV, S.A.), supervised by the CNMV. Each issuance is validated by an investment firm registered with the CNMV (Gabriel Carrillo Capel EAF, no. 147). Initial verification (KYC/KYB) and the suitability test help ensure you invest with the right information.

Ready to take the next step?

Book a free consultation and we will guide you through the whole process, from onboarding to your first investment.