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How to invest in real estate from EUR 1,000
With bonds (debt) you are a creditor; with SPV shares (equity) you are an owner. Choose how to enter and operate by bank or wallet.
Creditor or owner. You choose.
Two debt investment options (bonds) to become a creditor, and one equity choice (shares) to become an owner.
From EUR 1,000Invest from EUR 1,000 as an ordinary creditor, with economic rights linked to the project and registered in the Commercial Registry.
From EUR 10,000Invest from EUR 10,000 as a preferred creditor, backed by a first-rank mortgage over the asset.
From EUR 100,000Invest from EUR 100,000 as a shareholder of the SPV that owns the asset, with direct exposure to the property.
Six questions, all answered.
A simple, transparent and accessible way to invest in real estate.
01How much to invest
Participating Bonds: from EUR 1,000, with no maximum limit.- Mortgage Bonds: from EUR 10,000, with no maximum limit.
- Owner Equity: from EUR 100,000, with no maximum limit.
02What you invest in
- Participating Bonds: you are an ordinary creditor.
- Mortgage Bonds: you are a preferred creditor.
- Owner Equity: you are a co-owner of the asset.
03How to start
- Register with your email or phone.
- Verify your identity in minutes and invest.
- Book a free wealth consultation of up to 45 minutes.
04When to invest
- Primary market: buy bonds or shares from Rentakia when a project opens.
- Secondary market: buy from another user who wants to exit.
05When to exit
- At project completion: reinvest or receive your returns.
- Before completion: sell your position to another user and recover capital.
06How to invest or exit
- By bank: EUR (transfer, direct debit, card or Bizum).
- By wallet: EURC or USDC (transfer or direct debit).
Ten solutions to ten problems.
The common problems of real-estate investing, and how Rentakia addresses them.
Lack of opportunities
It is increasingly hard to find genuinely profitable and attractive projects.
→Rentakia brings more than 30 years of experience selecting profitable real-estate opportunities, with the team and network to do it.
Lack of access
Many investors cannot reach the capital required for prime assets or end up in less profitable areas.
→Rentakia lets you invest from EUR 1,000 with an economic guarantee, or from EUR 10,000 with a mortgage guarantee, in prime assets and locations.
Higher concentration risk
Putting all your savings into one property or one area can expose capital and returns.
→Rentakia lets investors spread capital across several projects and areas, which can help reduce concentration risk.
Higher costs
Investing alone means carrying notary, registry, tax, corporate and operating costs without scale.
→Rentakia distributes and often reduces those costs through professional structures.
Operational burden
Monitoring, incidents and project management take time most investors do not want to spend.
→Rentakia handles the operational work and gives investors 24/7 digital control over their investment.
Lack of real guarantees
Many platforms offer real-estate exposure without a strong real-estate guarantee.
→Rentakia allows investment with a first-rank mortgage guarantee or through ownership of the asset via equity.
Return drag
Returns are not always optimized or automated, and capital can sit idle between deals.
→Automatic reinvestment can generate returns not only on initial capital, but also on the profits obtained.
Tax friction
Buying property in your own name can carry higher tax and administrative costs.
→Rentakia investments are generally treated as capital income. Taxation depends on your situation; consult your advisor.
Liquidity problem
A property is hard to make liquid when needed: selling part of it is not simple and selling the whole asset takes time.
→Rentakia lets you sell all or part of a bond to a third party before maturity through valid, transferable tokens.
Complex leverage
Lack of financing prevents many investors from optimizing their capital.
→Rentakia allows bond tokens to be used as collateral to access liquidity, without adding other guarantees.
