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Liquidity without selling your bonds.
Use your tokenized equity or bonds as collateral to obtain financing, or lend your capital to other investors backed by real estate. An investor-to-investor market executed by smart contracts.
Borrow or lend. You decide.
Any verified investor can act as a borrower, a lender, or both at the same time.
Borrower
You request financing by providing your Security Tokens as collateral. You receive the capital and repay principal and interest according to the loan terms. Your bonds remain yours.
Lender
You provide liquidity to finance other investors and earn the agreed interest and fees. Your loan is backed by the Security Tokens posted by the borrower.
Two ways to obtain liquidity.
Cash Flow (liquidity in your wallet, in EURC) or Finance (financed bond purchase, leveraging your subscription). In both cases, you keep your position.
Liquidity in your wallet
You receive the amount in your wallet, in EURC, to cover a specific need or reinvest in new bonds without unwinding your existing position.
Financed bond purchase
Leverage your subscription: finance up to 100% of a new bond investment with borrowed funds instead of your own capital. Leverage increases both potential return and risk.
Simpler than requesting a mortgage.
No proof of income, no margin calls and a clear limit: typically between 70% and 80% of the value of the bonds you post as collateral (LTV).
No proof of income
We do not ask for payslips or income justification. Posting your Security Tokens as collateral is enough.
No margin calls
There are no margin calls or automatic liquidations due to changes in the value of your bonds. The rules are set when you sign and do not change.
You keep receiving returns
During the loan, you keep the economic ownership and rights of your bonds or equity, unless you default.
You choose, within a clear limit
You borrow within the limit of each loan offer (vault), usually between 70% and 80% of the value of the bonds posted as collateral.
The contract enforces the collateral, not us.
Your Security Tokens are locked in a smart contract on the Base network while the loan is active. Once the debt is repaid, they are released automatically.
Rentakia is not the lender or counterparty and does not control the funds or locked tokens. We only verify users and publish available loans.
- Tokenized bonds or equity
Issued Security Tokens from your Mortgage or Participating Bonds, or from your equity, can be used as collateral. Position Tokens cannot.
- Minimum: EUR 1,000
You sell or post collateral from 10 tokens (each token has a EUR 100 nominal value), regardless of bond or equity class. The lender may set a higher minimum, never below EUR 1,000.
- Open to verified investors
Individuals and companies that have completed verification and the appropriateness test can operate.
